meet the founders

Meet Joel

Mortgage Broker
DRE Broker # 01381692
NMLS ID 345575

Nothing Matters More Than Family and Every Family Needs a Home

When Joel leaves the office at the end of the day, he has one thing on his mind. His Family. Whether it’s going to church, chasing the kids down the soccer field, or sitting down for a quiet moment with his wife (Maggie), his family is his world. 

Many of their family’s biggest moments happen in their home, first steps, first days of school, birthday celebrations, and more. Joel and Maggie’s home means the world to Joel, and he knows yours will too.

When he sets out to finance your new home, he does so with your family in mind. 

Joel Helped:

  • The Carrillo family afford their first home by having the lender pay 100% of their closing costs. 
  • A family from Vacaville purchase their first home after they were denied a mortgage from a large bank. They called asking for advice and 45 days later Joel had them approved and funded. 
  • A family in Vacaville lower their rate by 1.5% and reduced her monthly payment by $400. 
  • A local Veteran cash out $40,000 for the remodel of his home while also lowering his interest rate by 1.25%.

Every family deserves a home and every family deserves to be heard. Give Joel a call if you are struggling with the loan process. He is happy to help.

Meet Maggie

DRE # 01493863

“I’ve learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel.” ― Maya Angelou

As a child, Maggie often saw that not everyone’s opinion was taken into consideration. She refuses to accept this when working with her clients. When Maggie is working with you to find a home, your needs are her number one priority. 

Even if you are unsure whether you will qualify right now, Maggie will sit down with you and create a plan, teach you about the home buying process, and make sure you understand what you need to do to qualify.

Your voice as a first time home buyer is just as important as someone in the market for a million-dollar vacation home. Maggie treats everyone equally and with respect. Your desires and wishes for your home are essential, whether you can buy today or five years from now, let Maggie help you put a plan in place to make them a reality.

Maggie Helped:

  • The Walkup family negotiate a new roof with the purchase of their first home. They were one of five offers but theirs were selected AND they were able to purchase the home on their terms. 
  • The Marentes family secure a $9,000 closing credit to help with the purchase of their first home.
  • The Sanchez family buy their home for $44,800 below the asking price. 
  • The Martinez Family create and stick to a monthly budget that led to them purchasing their first home within a year. 

She can help you too, she just needs to understand your goals.

Meet Aaron

Loan Processor

One of The Most Important Things You Can Do on This Earth is to Let People Know They are Not Alone.

Raised in Solano County surrounded by people from all walks of life, Aaron understands the diverse culture of the Bay Area and the multitude of communities that exist within it. Aaron cherishes the individuals in those communities and enjoys the opportunity to assist in financing their homes. 

Life has given Aaron perspective of what truly matters. That’s people. Cornerstone represents the definition of community and family, and Aaron is proud to be part of a team that is dedicated to serving people first. 

Aaron works to help make the home buying process simple, and achievable. You are never alone at Cornerstone. We are here as your friends and family to help you every step of the way.

© Copyright - CornerStone © Copyright Cornerstone Real Estate and Home Loans 2017

All loan approvals are conditional and subject to lender review of all information. Loan is conditionally approved when lender has issued approval in writing but not until all loan conditions have been submitted can loan be funded. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. Cornerstone Real Estate And Home Loans Inc. is an Equal Opportunity Mortgage Broker in California, This licensee is performing acts for which a real estate license is required. Cornerstone Real Estate And Home Loans Inc. is licensed by the California Bureau of Real Estate, Broker # 01493006; NMLS # 345575. Cornerstone Real Estate And Home Loans Inc. is approved to originate VA and FHA loans, and has the ability to broker such loans to VA and FHA approved lenders. Cornerstone Real Estate And Home Loans Inc is not acting on behalf of or at the direction of HUD/FHA or the VA.

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